Consumers

Complex made easy

VIBE Specialist Finance are a multi award winning mortgage brokerage specialising in all types of commercial and residential property investments.

Whether you are a first-time landlord or seasoned property investor, we can source the right product suitable for your requirements.

Our vision is driven from having detailed experience working directly for specialist lenders for over a decade. We have formed long term relationships where we are able to utilise our knowledge of the entire credit process, which enables a time saving application on getting your case from enquiry to completion! This without a doubt makes our professional team so unique, allowing us to really ‘stand out’ as a specialist mortgage broker and packager.

VIBE Specialist Finance

SOURCING THE BEST SOLUTION

Here at VIBE, we dedicate our time to fully understanding your borrowing requirements as we know more than anyone that every case is different and what’s important to you is important to us! The aim is to spend more of our time and less of yours in sourcing the best solution from our dedicated panel of specialist lenders.

BUY TO LET

Purchasing a residential property to let as an investment.

SPECIALIST BUY TO LET

When a case typically does not fit the criteria of standard buy to let mortgage lenders, we can assist in sourcing the best product for your requirements.

BRIDGING (UNREGULATED)

VIBE are specialists in working to tight deadlines and this is needed more than ever for short term funding options like Bridging where speed is of the essence.

HMO

(no maximum rooms) A House in Multiple Occupation is a property rented out by at least 3 persons who are not from 1 'household' but share facilities such as the bathroom and kitchen – licensing (mandatory or additional) will depend on your local council.

COMMERCIAL (INVESTOR AND OWNER OCCUPIER)

We can source loans for all types of commercial property - either for you to occupy or let as an investment.

SEMI-COMMERCIAL (INVESTOR AND OWNER OCCUPIER)

Where the security has a commercial and residential unit – either let or owner occupied (providing the residential part is not occupied by you if more than 40%) then we can assist you.

DEVELOPMENT

If you are purchasing a property to undertake a 'ground up' development or converting from office to residential under a Permitted Development scheme – we can source the right development finance for you.

REFURB

More and more clients are exploring refurbishment products if they are looking to install a new kitchen or bathroom, or even for a full makeover/renovation of their investment properties. Whether it be a re-mortgage or purchase you are looking for, we can help you.

SECURED LOANS (UNREGULATED)

If you are looking to raise further capital by way of a secured loan (second charge) on your investment property, we can help you in finding the best product for your needs.

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