Complex made easy

MEET THE TEAM

#teamVIBE

George Sanford

SPECIALIST BROKER

George has over 5 years' experience working for one of the world's largest investment banks at JP Morgan Chase. His hard work and determination to succeed in a fast paced and results driven environment whilst providing best in class service to clients in terms of communication & outcomes are qualities he will bring to the VIBE team in his role as Specialist Advisor.

He is a keen home cook and loves nothing better than getting outside to cook over fire and sharing his creations with family and friends. George is also a big football fan and enjoys playing for his local Sunday league team as well as watching any sport he can find, in person or on TV!

07787 785 830 | [email protected]

Beth Clayton

Senior Relationship Manager

Prior to working at VIBE, Beth worked for a number of mortgage lenders and has gained over 10 years mortgage experience in both high street and sub-prime lending. Beth has gained a thorough understanding of the whole mortgage process working alongside underwriters and on-site lenders, liaising daily with solicitors, brokers and clients in supporting them with all aspects of the lending process. Beth’s latest role was an on-site completion officer; ensuring cases met all completion requirements, deadlines and releasing funds.

Beth is a mum of 2 and loves spending her spare time with her family, watching her children enjoying their hobbies which is mainly football and gymnastics!

Beth says; “I am thrilled to be part of the VIBE team, and love the relationships I have already built with my colleagues, clients and the lenders. I am really excited about the future at VIBE, I look forward to using my experience in my new role to assist our clients and furthering my career with Kim and the team”

01329 277 599 | [email protected]

Kate Williams

Relationship Manager

01329 277 599 | [email protected]

Rhys Walmsley CeMAP

Specialist Broker

Prior to working at VIBE, I worked in an estate agency and made my move into the mortgage industry just after lockdown. I completed my CeMAP qualification in early 2023 and have ambitions to become a mortgage adviser in the future.

I have a big passion for cars and own a 1992 Mercedes-Benz 190E. I am a keen runner and participate in local park run events when I can and when I am not doing that, I am spending time with my fiancé and family.

01329 277 599 | [email protected]

Sonia Brooks

Relationship Manager

07532 797 098 | [email protected]

Rob Holmes

SPECIALIST BROKER

Rob brings a unique mix of discipline, business know-how and real-world investing experience to VIBE. After starting his property journey back in 2009, he’s built an international portfolio worth around £5 million across the UK, Dubai and Bali, covering everything from single lets and HMOs to holiday lets and developments.

Having worked with respected brokerages before joining VIBE, Rob now specialises in Buy to Let, HMOs, Bridging, Development and Portfolio finance. His perspective as both a seasoned investor and broker means he truly understands the challenges and opportunities his clients face, and he’s passionate about finding the right funding solutions to help them achieve their goals.

07540 179 194 | [email protected]

Bryle Andrei Nool

Social Media & Marketing Manager

Originally from the Philippines, Bryle graduated with a Bachelor’s degree with honours. His love for creativity began early, spending countless hours exploring design and editing online. That passion eventually led him into social media, where he now brings ideas to life at VIBE Finance.

Since joining the team, Bryle has grown into a confident creator who blends strategy with creativity, helping to shape VIBE’s professional and engaging online presence.

Outside of work, he enjoys playing volleyball with friends at the weekend, discovering new coffee and matcha spots, and of course, good food.

[email protected]

Kim McGinley

Director & Specialist Broker

Prior to setting VIBE up in early 2018, Kim had spent the previous 12 years working for specialist banks in the Commercial Mortgage industry working closely with a closed panel of mortgage brokers/introducers and with underwriting her own cases at the outset, she would oversee each case throughout the entire process through to completion.

This undoubtedly gave Kim the best oversight as to what challenges a lender faces and she saw a real opportunity to set up as a broker herself to utilise her skills and attributes gained throughout her career to really make a difference to her clients… and so VIBE was launched!

Kim is a (very) busy mum of 2 children and when she’s not working, she absolutely loves spending quality time with her family whilst trying to squeeze a run in here and there!

- NACFB Rising Star of the year award 2019
- Entrepreneur of the Year 2020, The News Business Excellence Awards

07824 490 993 | [email protected]