Complex made easy



George Sanford

George has over 5 years' experience working for one of the world's largest investment banks at JP Morgan Chase. His hard work and determination to succeed in a fast paced and results driven environment whilst providing best in class service to clients in terms of communication & outcomes are qualities he will bring to the VIBE team in his role as Specialist Advisor.

He is a keen home cook and loves nothing better than getting outside to cook over fire and sharing his creations with family and friends. George is also a big football fan and enjoys playing for his local Sunday league team as well as watching any sport he can find, in person or on TV!

07787 785 830 | [email protected]

Beth Clayton​

Senior Relationship Manager
Prior to working at VIBE, Beth worked for a number of mortgage lenders and has gained over 10 years mortgage experience in both high street and sub-prime lending. Beth has gained a thorough understanding of the whole mortgage process working alongside underwriters and on-site lenders, liaising daily with solicitors, brokers and clients in supporting them with all aspects of the lending process. Beth’s latest role was an on-site completion officer; ensuring cases met all completion requirements, deadlines and releasing funds.

Beth is a mum of 2 and loves spending her spare time with her family, watching her children enjoying their hobbies which is mainly football and gymnastics!

Beth says; “I am thrilled to be part of the VIBE team, and love the relationships I have already built with my colleagues, clients and the lenders. I am really excited about the future at VIBE, I look forward to using my experience in my new role to assist our clients and furthering my career with Kim and the team”

01329 277 599  |  [email protected]

Alexandra Taylor CeMAP

Mortgage Broker
Alex is a fully CeMAP qualified Mortgage and Protection Adviser and has been in the mortgage industry for over 15 years. Alex soon realised that helping clients secure their dream homes and protecting her customers and their families was what she was built to do, and it soon turned from a career to a passion.

Over the past 2 years, she has ventured more into the specialist mortgage lending field as has thoroughly enjoyed the challenge of the complex cases that she has come up against.

With excellent customer service skills, knowledge and communication, Alex is ready to thrive within the VIBE team!

Alex has another passion and that is music! She is a singer and plays guitar in a rock band. She also loves to read detective crime novels and loves the beach!

01329 277 599  |  [email protected]

Kate Williams

Relationship Manager

01329 277 599 | [email protected]

Rhys Walmsley CeMAP

Relationship Manager
Prior to working at VIBE, I worked in an estate agency and made my move into the mortgage industry just after lockdown. I completed my CeMAP qualification in early 2023 and have ambitions to become a mortgage adviser in the future.

I have a big passion for cars and own a 1992 Mercedes-Benz 190E. I am a keen runner and participate in local park run events when I can and when I am not doing that, I am spending time with my fiancé and family.

01329 277 599 |  [email protected]

Max Harman

Sales Support
Freshly graduated from A-levels Max has embraced the opportunity to gain hands-on experience through an apprenticeship with VIBE. Committed to learning and adapting to the ever-evolving world of mortgages, he brings a fresh perspective and hunger for excellence to our team. Max is passionate about self-improvement and is dedicated to achieving both personal and organizational goals. He is excited to embrace the challenges of the industry and can’t wait to keep learning and growing within the company.

Max has spent a large part of his life doing martial arts reaching four black belts in three different martial arts which has taught him so many important lessons from a young age that he still uses to this day. In his free time he likes to cook, go to the gym and spend time with his friends.

01329 277 599  |  [email protected]

Kim McGinley

Prior to setting VIBE up in early 2018, Kim had spent the previous 12 years working for specialist banks in the Commercial Mortgage industry working closely with a closed panel of mortgage brokers/introducers and with underwriting her own cases at the outset, she would oversee each case throughout the entire process through to completion.

This undoubtedly gave Kim the best oversight as to what challenges a lender faces and she saw a real opportunity to set up as a broker herself to utilise her skills and attributes gained throughout her career to really make a difference to her clients… and so VIBE was launched!

Kim is a (very) busy mum of 2 children and when she’s not working, she absolutely loves spending quality time with her family whilst trying to squeeze a run in here and there!

- NACFB Rising Star of the year award 2019
- Entrepreneur of the Year 2020, The News Business Excellence Awards

07824 490 993  |  [email protected]